Everything About Low Income Housing Grants

Low income housing grants can add up to thousands of dollars that can be used to help low income families with their housing and shelter needs, or to remodel property to make it more energy efficient or to provide communities with safe and affordable housing for low income individuals such as seniors and families. Grants for low income housing are generally provided by the federal government agencies such as HUD or the Department of Agriculture either directly to organizations or to state and local municipal governments who in turn provide assistance to low income persons and families in their communities. In order to qualify for these grants, certain individuals and organizations must income and locations requirements or other criteria. Since there are a limited number of low income housing grants, it is necessary to apply to multiple grant opportunities in order to increase your chances of receiving funds.

You should check with your state and municipal agencies and organizations to find out about housing grant opportunities for low income housing. It is also a good idea to check the HUD and Department of Agriculture websites directly to see if there are any grants you qualify for. You can apply for grants online using the funder’s application form. Pay attention to criteria and eligibility requirements and the submission date.

Repair Grants

HUD gives low income grants to non-profit organizations that own multi-family dwellings which need repairs and which house seniors or low income families. These grants are not available to individuals for home repairs. However, you state or local agencies may have other grants available to individuals for down payments or repairs The RENEW Nonprofit Housing Repair Grant is available to community based and faith based organizations that supply the labor in order to repair single family homes located in areas that have high foreclosure rates. The government provides the grant funds for supplies and materials only. The organization receiving the funds must supply the labor.

U.S. Dept of Agriculture

Low income grants for housing are also available through the government’s Rural Housing Repair Grants program. To qualify for these grants, homeowner must be very low income families or individuals, and the grants must be used to make repairs and improvements that modernize single family properties. Grantees must be 62 years of age and older and must have an income level that is 50% or less of the median income for the community where the grantee lives.

Obtaining funds for low income housing needs is an important part of the grant funding efforts of the government, its agencies and other organizations that provide community based assistance programs so that low income families and individuals can have access to safe and affordable housing.